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ProsperityPrivate Checking

Our highest yielding account exclusively for ProsperityPrivate clients.

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$1,500minimum to open

$10,000minimum Daily Balance Required

FreeUnlimited Transactions

Account Features

  • Multiple tiered interest rates reward larger balances
  • No minimum balance required to earn interest
  • No transaction fees
  • Free ATM transactions at Prosperity Bank location
  • Free Mastercard® CheckCard 
  • Free online banking and Bill Pay
  • Free mobile banking
  • Free ProsperityPrivate checks
  • Safe deposit box discounts
  • Free stop payments
  • Free notary services

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* Rates and terms are subject to change without notice at Prosperity Bank's discretion and/or as required or allowed by law.

** Advantage Overdraft protection up to $600 is available except on Teen Checking. An Overdraft Charge per item of $35.00 will be assessed for each withdrawal that is paid into the overdraft by check, in-person withdrawal, ACH withdrawal, or other electronic means (only includes ATM and debit card withdrawals if you give us your consent), which may result in multiple Overdraft Charges on the same day. A $15.00 Consumer Negative Balance Fee will be assessed any statement period in which your account is overdrawn. Prosperity Bank reserves the right not to pay an overdraft item if an account is not in good standing, if regular deposits are not made, or if repeated overdrafts occur. Advantage Overdraft is intended for inadvertent overdrafts and should not be used as a replacement for credit. Overdrafts should be paid promptly. Other services that may be less expensive than Advantage Overdraft include a Readi-Cash Overdraft Line of Credit (subject to approval and interest charges) and Overdraft Transfer from another Prosperity Bank checking, savings, or money market account. Click here for more information about the Advantage Overdraft, Readi-Cash Overdraft Line of Credit, and Overdraft Transfer services.

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