Zelle^® | How Does Zelle Work?

Zelle^® Now Available

Prosperity Bank now offers Zelle^® to all consumer customers. Zelle^® is a fast, safe, and easy way to send money to friends, family, and others you trust.²  Customers can use Zelle^® through the Prosperity Bank Online Banking or mobile app. 

Zelle^® is a fast, safe, and easy way to send money directly between almost any bank account in the U.S., typically within minutes¹. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank². 

How does Zelle^® work?

When you enroll with Zelle^® through the Prosperity Bank app, your name, the name of your bank, and the email address or U.S. mobile number you enrolled is shared with Zelle^® (no sensitive account details are shared - those stay with Prosperity Bank). When someone sends money to your enrolled email address or U.S. mobile number, Zelle^® looks up the email address or mobile number in its "directory" and notifies Prosperity bank of the incoming payment. Prosperity then directs the payment into your bank account, all while keeping your sensitive account details private. 

^{1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. 
2 Must have a bank account in the U.S. to use Zelle.} 

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