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Homeownership Is A HOPP Away!

Get Prequalified for a HOPP/ITIN Loan


Customized Solutionsfor unique lending situations

The Prosperity Bank Differenceworking with you every step of the way

Limitless Possibilitiesown the home of your dreams

What is a HOPP/ITIN Home Loan?

Our Home Ownership Possibilities Program (HOPP) is here to assist families and individuals with their affordable housing needs. We believe that owning a home is a fundamental part of the American dream, and we are committed to turning that dream into reality through our HOPP/ITIN home loan.

Designed specifically for ITIN holders and non-US residents with valid SSNs, our HOPP/ITIN home loan opens up the pathway to homeownership. We understand these individuals' unique circumstances and requirements, and our program is designed to provide the necessary support and guidance throughout the homeownership process.

You may have an ITIN number if you are a non-resident alien filing a tax return and are not eligible to receive a Social Security number, or if you are a dependent or spouse of a non-resident alien visa holder. An ITIN is available through the IRS regardless of your immigration status in the U.S. because both resident and non-resident individuals may have U.S. tax returns and payment responsibilities.

With our HOPP/ITIN home loan, you can overcome the barriers that may have previously stood in your way and take significant steps toward achieving your dream of owning a home. We are here to guide you every step of the way.

Experience affordable homeownership possibilities with Prosperity Bank's HOPP/ITIN home loan. Contact us today to learn more and take the first step toward making your dream a reality.

HOPP/ITIN Home Loan Benefits & Features

    • *90% Financing
    • For ITIN holders and other non-residents with a valid SSN are eligible
    • Purchase or rate and term refinance allowed for primary residence
    • Maximum loan amount of $350,000
    • No Private Mortgage Insurance (PMI) Requirements On HOPP Programs


Selecting a HOPP/ITIN Home Loan

Are you searching for a mortgage that fits your budget? Find out if you qualify for a HOPP/ITIN Home Loan by consulting with one of our dedicated Mortgage Loan Officers.

At Prosperity Bank, we believe in redefining the home lending experience. We understand that each home buyer is unique, which is why we offer customized loan options tailored to your specific needs. Our goal is to simplify the home-buying process, provide expert guidance, address your inquiries, and keep you on track, so you can achieve your dream of homeownership.

Ready to take the next step? Visit to conveniently apply online. Within minutes, you'll be connected with one of our skilled mortgage experts. Our online application is secure and mobile-friendly, ensuring a seamless and convenient experience.

Let Prosperity Bank be your trusted partner on your homeownership journey. Get started today and experience a mortgage process that is tailored to your needs.




Loans subject to income and/or other eligibility requirements which may vary depending on property location. Available in the bank's designated assessment areas in Texas and Oklahoma. *90% financing based on lesser of purchase price or appraised value. Maximum loan amount of $350,000. Subject to credit approval. Escrow required. Other restrictions apply. Subject to change. This ad is not a commitment to lend. Prosperity Bank NMLS ID# 466414


Get started and talk to a mortgage expert today!

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