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News and Events

August 6, 2015

Prosperity Bancshares, Inc.® To Acquire Tradition Bancshares, Inc. In Houston, Texas 

July 24, 2015

Prosperity Bancshares, Inc.® Reports Second Quarter 2015 Earnings 

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Conference Call Number 877-883-0383, elite entry number 8652160

July 22, 2015

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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June 25, 2015

Prosperity Bancshares, Inc.® Releases Results of 2015 DODD-FRANK ACT Stress Test

June 9, 2015

Prosperity Bancshares, Inc.® Invites You To Join Its Second Quarter 2015 Earnings Conference Call On The Web

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May 14, 2015

Prosperity Bancshares, Inc.® Announces Management Changes

April 24, 2015

Prosperity Bancshares, Inc.® Reports First Quarter 2015 Earnings

April 17, 2015

Prosperity Bancshares, Inc.® named to KBW "Bank Honor Roll"

March 23, 2015

Prosperity Bancshares, Inc.® Invites You To Join Its First Quarter 2015 Earnings Conference Call On The Web

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March 5, 2015

PROSPERITY BANCSHARES, INC.® TO PRESENT AT RBC CAPITAL MARKETS' FINANCIAL INSTITUTIONS CONFERENCE

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February 6, 2015 

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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January 30, 2015

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend

January 23,2015

Prosperity Bancshares, Inc.® Reports Record Fourth Quarter 2014 Earnings

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Conference Call Number 877-883-0383, elite entry number 6646422

January 5, 2015

Prosperity Bancshares, Inc.® Invites You To Join Its Fourth Quarter 2014 Earnings Conference Call On The Web 

October 29, 2014 

Prosperity Bancshares, Inc.® Reports Record Third Quarter 2014 Earnings 

Conference Call Number 877-883-0383, elite entry number 1373203

September 26, 2014

Prosperity Bancshares, Inc.® invites you to join its Third Quarter 2014 Earnings conference call on the web

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July 28, 2014

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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Click here for Presentation Material

July 25, 2014

Prosperity Bancshares, Inc.® reports 2nd Quarter 2014 Earnings

July 1, 2014

Prosperity Bancshares, Inc.® invites you to join its Second Quarter 2014 Earnings conference call on the web

Click here to continue to the webcast 

April 23, 2014

Prosperity Bancshares, Inc.® reports strong 1st Quarter 2014 earnings

April 4, 2014

Prosperity Bancshares, Inc.® invites you to join its First Quarter 2014 Earnings conference call on the web

Click here to continue to the webcast 

April 1, 2014

Prosperity Bancshares, Inc.® completes merger with F & M Bancoporation Inc.

March 4, 2014

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend

February 21, 2014

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

Click here to continue to the webcast 

Click here for the Presentation Material

January 29, 2014

Prosperity Bancshares, Inc.® Announces Management Changes

January 24, 2014

Prosperity Bancshares, Inc.® reports record 4th quarter 2013 earnings

January 7, 2014

Prosperity Bancshares, Inc.® invites you to join its 4th Quarter Earnings conference call on the web 

Click here for to continue to webcast 

Conference Call Number 866-952-1906, reference code PBUS

November 1, 2013

Prosperity Bancshares, Inc.® Completes merger with FVNB Corp.

October 23, 2013

Prosperity Bancshares, Inc.® reports strong 3rd quarter 2013 earnings

September 27, 2013

Prosperity Bancshares, Inc.® invites you to join its 3rd Quarter Earnings conference call on the web

Click here for to continue to webcast 

Conference Call Number 866-952-1906, reference code PBUS

September 5, 2013

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend

August 29, 2013

Prosperity Bancshares, Inc.® to Merge with F&M Bancorporation Inc. in Tulsa, Oklahoma 

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August 29, 2013

Prosperity Bank Press Release Conference Call

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August 13, 2013

Texas Business Profiles: Prosperity Bank - The Big Bank with the Community Bank Inside

July 26, 2013

Prosperity Bancshares, Inc.® to Present at Keefe, Bruyette, & Woods Annual Community Bank Conference

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July 24, 2013

Prosperity Bancshares, Inc.® reports strong 2nd Quarter 2013 Earnings.

July 1, 2013

Prosperity Bancshares, Inc.® to Merge with FVNB Corp., Victoria, Texas 

Click here for Investor Presentation

June 27, 2013

Prosperity Bancshares, Inc.® invites you to join its 2nd Quarter Earnings conference call on the web

Conference Call Number 866-952-7532, reference code PBUS

June 6, 2013

Prosperity Bancshares, Inc.® declares Quarterly cash dividend.

April 24, 2013

Prosperity Bancshares, Inc.® reports strong 1st Quarter 2013 Earnings.

April 24, 2013

Prosperity Bancshares, Inc.® invites you to join its 1st Quarter Earnings conference call on the web

Click here for the link to the webcast

Conference Call Number 866-952-1907, reference code PBTX

April 4, 2013

Prosperity Bancshares, Inc.® invites you to join its 1st Quarter Earnings conference call on the web

April 1, 2013

Prosperity Bancshares, Inc.® completes merger with Coppermark Bancshares, Inc.®

March 5, 2013

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend 

January 25, 2013

Prosperity Bancshares, Inc.® Reports Strong 2012 Earnings 

Click here for the link to the webcast.

Conference Call Number 866-952-1906, reference code PBTX

January 17, 2013

Prosperity Bancshares, Inc.® invites you to join its 4th Quarter Earnings conference call on the web

January 2, 2013

Prosperity Bancshares, Inc.® completes merger with East Texas Financial Services, Inc.

 

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Existing Trust Service Accounts

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Trust Services

Managing your wealth, one generation at a time.

Whether it’s identifying estate-planning needs, administering trusts or providing advisory services to help transition your legacy, we’re here with the products and services you need.

A dedicated team of specialists will get to know you and your specific needs. The personal attention you receive will help you grow and protect your wealth, giving you the peace of mind to focus on what really matters to you.

Generations of families have relied on Prosperity Bank to manage assets and provide property administration. Today, your asset management needs may be quite sophisticated and your beneficiary relationship complex. More than ever, you need an experienced fiduciary. Prosperity Bank can help you achieve your unique goals and create a meaningful legacy.

Our trust and asset management services include:

Trust and Estate Administration

Personal Trust

A trust is an effective tool for managing your assets during your lifetime and for the benefit of your loved ones after you are gone.
A personal trust can hold and manage assets and pass those assets on to heirs as instructed, and can provide significant tax advantages to help you preserve those assets.

Our trust specialists at Prosperity Bank can help manage the following issues related to personal trusts:

  • Taxation and legal matters
  • Investment management
  • Property management
  • Mineral management
  • Charitable contributions

By naming Prosperity Bank as your trustee, you and your beneficiaries will benefit from the knowledge and expertise our team will commit through specialized service.

Estates

Good estate planning uses a combination of products, services and advisors to help you incur minimum expenses and provide for your loved ones for the future. An important part of your estate planning is selecting a representative to settle your estate according to your intentions. Services we provide include:

  • Collecting and valuing all the assets
  • Filing any needed state and federal tax returns to include legally required reports to the court of record
  • Paying claims and debts of the decedent
  • Accounting to the heirs
  • Distributing the net assets to the beneficiaries of the estate according to your wishes
  • Serving as your executor to carry out the terms of the will and settle the estate quickly, fairly and objectively

Prosperity Bank can also help beneficiaries revise their own financial plans once the assets have been distributed. Above all, family members can count on us to listen carefully, to explain complicated procedures, and to give personal attention to your situation.

Living Trusts

A Living or Grantor Trust is a valuable estate-planning tool that assures proper management of your assets during your lifetime. These come in many different forms and can be created to benefit you, your spouse, or other named individuals. And, if you choose, it can continue beyond your lifetime to provide for loved ones.

A Living or Grantor Trust can relieve you of investment chores, give you financial protection if you become ill or incapacitated for a prolonged period, and minimize delays and expenses at your death. Used wisely, it can reduce a couple’s estate tax bill and is commonly designed to avoid probate.

You have worked hard to acquire your assets. Let Prosperity Bank help make sure you maintain control, which will create peace of mind for the future. We can also help beneficiaries revise their own financial plans once the assets have been distributed. Above all, family members can count on us to listen carefully, to explain complicated procedures, and to give personal attention to your situation.

Special Needs Trusts

Special Needs Trusts are established to provide supplemental income to a disabled beneficiary while preserving government benefit eligibility. Government benefit recipients can retain only a minimum amount in assets.

Special Needs Trusts are designed to provide for additional needs such as:

  • Out-of-pocket medical expenses
  • Insurance
  • Personal care attendant
  • Support for life-enhancing services including education, recreation, living arrangements, and social services

As trustee, the dedicated administrators at Prosperity Bank will work to meet the needs of your unique family dynamic while helping to maintain integrity and an optimal quality of life for the beneficiary.

Guardianships

Court-ordered guardianships protect the assets of those who are unable to handle their own financial responsibilities, typically children or disabled adults. A financial guardian is responsible for managing all assets in a prudent manner.

Prosperity Bank is an impartial and experienced provider of the following financial services:

  • Paying bills and ongoing expenses
  • Supervision of tax preparation
  • Cash flow requirements and living expenses
  • Manage all assets, including real estate
  • Annual court-required accounting
  • Collect, invest, and distribute income as necessary
  • Coordinate medical insurance filings and expenditures for medical services and equipment

The professional staff at Prosperity Bank takes pride in a reputation of stability and integrity with the highest ethical standards when accepting the obligations required of a guardian.

Retirement Planning

Retirement planning is more than asset management. It is developing a plan for financial freedom. Many of us fear we will not have enough resources to provide for our lifetime. Investing for retirement with a customized combination of investment management and administrative services could make the difference in the comfort you enjoy the rest of your life.

Managed/Directed IRAs

For individuals who qualify, an IRA can defer taxes on interest and/or contributions. We offer various IRAs, including the option of a self-directed IRA. The IRAs offered in the Trust Department at Prosperity Bank are an alternative to traditional bank CDs. The IRAs can be invested in bonds, stocks, mutual funds and other investments. Based on your personal guidelines, we can assist you in developing a sound retirement strategy.

Employee Benefit Plans

Whatever the size of your company, you face great opportunities and great challenges in planning for retirement. Whether you are a business owner or self-employed, you need a vision and a plan for your retirement future. We can help you with that plan.

Prosperity Bank Trust Department offers a broad array of corporate pension and profit sharing plans designed for business owners and self-employed investors. We can manage investments, receive contributions, make distributions to participants, and provide account reports to participants and the IRS.

Asset Management

Customized Investment

Need help with your investments? It’s not unusual. It requires a great deal of time and expertise.

When setting your investment program, we first determine your financial goals and risk tolerance. With this understanding, we then develop investment guidelines for your approval.

Delivering comprehensive, risk-sensitive solutions for your asset management needs is what our team of skilled administrators strives to achieve for your benefit.

Farm Management

Once again, it never hurts to have a helping hand. We’ll help you manage your farm and ranch properties, giving you a source of income without the concerns of ongoing management.

  • Periodic farm inspections
  • Market crops
  • Lease negotiations
  • Attain farm operators, if necessary
  • Regular communication with farm operators
  • Review, execute, and maintain compliance with USDA programs
  • Collect land owner’s share of farm income
  • Pay land owner’s share of operating expenses
  • Pay property taxes
  • Coordinate farm improvements, if necessary

Oil and Gas Management

Mineral interest management can be a time-consuming chore that requires knowledge of difficult terminology and procedures.  The experts at Prosperity Bank can provide the following services to help ease the load:

  • Receive and deposit production checks
  • Monitor each property for missing and/or suspended production payments
  • Review, verify, and execute division orders
  • Negotiation of lease terms and provisions
  • Evaluation of property tax values and negotiation when necessary
  • Payment of joint interest billing statements on working interest

Prosperity Portfolio

Want a simple way to meet various investment objectives and asset allocation goals? The Prosperity Portfolio could be for you. It's the combination of a personalized investment fund and daily account management from the experts at Prosperity Bank.

The Prosperity Portfolio includes six pre-set accounts, each containing mutual funds arranged by class and style. These accounts help investors achieve specific long-term goals and objectives ranging from income plus moderate growth to more aggressive capital appreciation.

The six accounts, GREEN, RED, WHITE, BLUE, GOLD, and SILVER, receive ongoing monitoring from our expert portfolio managers. They select the funds and make specific asset allocations for enhanced levels of diversification. These accounts also offer:

  • Reinvestment of dividends and capital gains
  • Convenient to invest additional money
  • Liquidity for withdrawals
  • Simplified statements for quick review

The six portfolio styles include:

Green Account: 100% Equities

Designed for investors who want to build significant wealth over time and are willing to accept greater risk to do so.

Red Account: 75% Stock, 20% Bonds, 5% Cash

Designed for investors seeking long-term capital appreciation but who may not have the time or temperament for the volatility of an “all stock” fund.

White Account: 55% Stock, 40% Bonds, 5% Cash

Designed for those seeking long-term capital appreciation and income but who only want to take moderate risk.

Blue Account: 40% Stock, 40% Bonds, 20% Cash

Designed for investors looking for current income and long-term capital appreciation to keep pace with inflation but who need to limit risk.

Gold Account: 20% Stock, 60% Bonds, 20% Cash

Designed for investors who are seeking current income and, as a secondary objective, preservation of capital.

Silver Account: 100% Money Market

Designed for investors who are primarily interested in preserving capital and have liquidity needs.

Investment Sweep Accounts

A checking account. An investment account.
(A really, really smart move): The Investment Sweep Account.

Want to maximize your return on excess cash while keeping funds flexible and accessible? The Investment Sweep Account could be for you. This unique account is actually a checking account that performs like an investment account. Your excess checking balances are automatically invested in customized, reliable money market funds by a team of Investment Sweep Account experts. And your funds are still flexible and accessible to you.

Here’s how it works:

You start with a checking account and a predetermined balance, or sweep point. At the end of every business day, Prosperity Bank automatically transfers any excess cash into the Sweep Money Market Account.
All dividend income is declared daily and will be paid monthly. Each month you will receive an easy-to-read monthly statement that reports all fund activity and income earned. You can also check on it, 24/7, by clicking on the "Existing Trust Service Accounts" link found on this page (www.prosperitybankusa.com/trust-services).

If at anytime your cash flow demands exceed the sweep point, cash will automatically be transferred back into your checking account. Unlike other programs, the Investment Sweep Account allows unrestricted check writing privileges. What’s more, there are no transaction fees.

Need more reasons to love it? Try these:

  • Convenience: We’ll sweep your cash, daily, without paperwork
  • Earning Potential: Earn money on excess cash, just like that
  • Access: Earn money without locking it away in long-term investments
  • Quality: Excess cash balances are conservatively invested by experts
  • Tax savings: Depending on individual circumstances, you could save
  • Protection: If cash flow demands exceed the sweep point, we sweep cash right back into your checking account automatically

Some Products offered through Prosperity Bank Trust Services are:

NOT FDIC INSURED
NO BANK GUARANTEE
MAY LOSE VALUE

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