Residential Real Estate Loans

Build your success on a solid foundation with a Prosperity Bank real estate loan.

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Lines of Credit

withdraw funds as you need them and only pay interest on what you use

Ownership

MAKING BORROWING POSSIBLE FOR THOSE IN SEARCH OF A PLACE TO CALL HOME

Home Equity Loans

MAKE BIG UPGRADES WITH THE CASH YOU NEED

What is a Residential Real Estate Loan?

Residential Real Estate lending includes loans to purchase one-to-four family properties and loans to refinance the purchase of these properties.

Prosperity Bank is committed to helping you finance a new home or refinance an existing home. This could be your first home, your next home, or home to enjoy your retirement. Our loan programs are designed for every type of borrower, and our experienced loan officers are eager to work with you to find one that’s made just for you.

Residential Real Estate Loans Types

Our members have access to a variety of mortgage lending options, explore what we have available for you below. In addition, refer to our Borrower’s Guide and discover an in-depth analysis on the home-buying process complete with terms to know, the closing process, loan calculators and more.

loan types	DESCRIPTION
Jumbo	10, 15, and 5/1 ARM
conventional financing	10, 15, 20, and 30-year fixed loan rates
ADJUSTABLE RATE MORTGAGES	An interest rate that matures with the life of the loan
GOVERNMENT INSURED	FHA Loans and VA Loans
HOME OWNERSHIP POSSIBILITIES PROGRAM (HOPP)	For low-to-moderate income households or individuals who are non-U.S. citizens
HOME EQUITY	When you want to make improvements or finance a major milestone