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News and Events

July 25, 2018

Prosperity Bancshares, Inc.® Reports Second Quarter 2018 Earnings

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June 28, 2018

Prosperity Bancshares, Inc.® Invites You To Join Its Second Quarter 2018 Earnings Conference Call On The Web

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April 25, 2018

Prosperity Bancshares, Inc.® Reports First Quarter 2018 Earnings

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March 28, 2018

Prosperity Bancshares, Inc.® Invites You To Join Its First Quarter 2018 Earnings Conference Call On The Web

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February 27, 2018

PROSPERITY BANCSHARES, INC.® TO PRESENT AT RBC CONFERENCE

January 24, 2018

Prosperity Bancshares, Inc.® Reports Fourth Quarter 2017 Earnings

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January 19, 2018

Prosperity Bancshares, Inc.® Announces Stock Repurchase Program

December 27, 2017

Prosperity Bancshares, Inc.® Invites You To Join Its Fourth Quarter 2017 Earnings Conference Call On The Web

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October 26, 2017

Prosperity Bancshares, Inc.® Releases Results of 2017 Dodd-Frank Act Stress Test

October 25, 2017

Prosperity Bancshares, Inc.® Reports Third Quarter 2017 Earnings

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October 3, 2017

Prosperity Bancshares, Inc.® Invites You To Join Its Third Quarter 2017 Earnings Conference Call On The Web

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September 7, 2017

PROSPERITY BANCSHARES, INC.® TO PRESENT AT BARCLAYS CONFERENCE

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September 1, 2017

PROSPERITY BANCSHARES, INC.® HURRICANE HARVEY RELIEF EFFORTS

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July 27, 2017

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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July 26, 2017

Prosperity Bancshares, Inc.® Reports Second Quarter 2017 Earnings

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July 10, 2017

Prosperity Bancshares, Inc.® Invites You To Join Its Second Quarter 2017 Earnings Conference Call On The Web

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April 26, 2017

Prosperity Bancshares, Inc.® Reports First Quarter 2017 Earnings

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April 3, 2017

Prosperity Bancshares, Inc.® Invites You To Join Its First Quarter 2017 Earnings Conference Call On The Web

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March 7, 2017

PROSPERITY BANCSHARES, INC.® PANEL PARTICIPATION AT RBC CAPTITAL MARKETS 2017 FINANCIAL INSTITUTIONS CONFERENCE

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January 25, 2017

Prosperity Bancshares, Inc.® Reports Fourth Quarter 2016 Earnings

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December 29, 2016

Prosperity Bancshares, Inc.® Invites You To Join Its Fourth Quarter 2016 Earnings Conference Call On The Web

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December 21, 2016 

Prosperity Bancshares, Inc.® Announces Filing of Universal Shelf Registration Statement

October 27, 2016

Prosperity Bancshares, Inc.® Releases Results of 2016 Dodd-Frank Act Stress Test

October 26, 2016

Prosperity Bancshares, Inc.® Reports Third Quarter 2016 Earnings 

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September 28, 2016  

Prosperity Bancshares, Inc.® Invites You To Join Its Third Quarter 2016 Earnings Conference Call On The Web

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July 29, 2016 

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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July 27, 2016 

Prosperity Bancshares, Inc.® Reports Second Quarter 2016 Earnings

July 6, 2016

Prosperity Bancshares, Inc.® Invites You To Join Its Second Quarter 2016 Earnings Conference Call On The Web

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April 27, 2016

Prosperity Bancshares, Inc.® Reports First Quarter 2016 Earnings

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March 31, 2016

Prosperity Bancshares, Inc.® Invites You To Join Its First Quarter 2016 Earnings Conference Call On The Web

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January 27, 2016

Prosperity Bancshares, Inc.® Announces Stock Repurchase Program

January 27, 2016

Prosperity Bancshares, Inc.® Reports Fourth Quarter 2015 Earnings

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January 4, 2016

Prosperity Bancshares, Inc.® Invites You To Join Its Fourth Quarter 2015 Earnings Conference Call On The Web

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January 4, 2016

Prosperity Bancshares, Inc.® Completes Merger with Tradition Bancshares, Inc.

October 23, 2015

Prosperity Bancshares, Inc.® Reports Third Quarter 2015 Earnings

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October 2, 2015

Prosperity Bancshares, Inc.® Invites You To Join Its Third Quarter 2015 Earnings Conference Call On The Web

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August 6, 2015

Prosperity Bancshares, Inc.® To Acquire Tradition Bancshares, Inc. In Houston, Texas 

July 24, 2015

Prosperity Bancshares, Inc.® Reports Second Quarter 2015 Earnings 

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Conference Call Number 877-883-0383, elite entry number 8652160

July 22, 2015

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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June 25, 2015

Prosperity Bancshares, Inc.® Releases Results of 2015 DODD-FRANK ACT Stress Test

June 9, 2015

Prosperity Bancshares, Inc.® Invites You To Join Its Second Quarter 2015 Earnings Conference Call On The Web

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May 14, 2015

Prosperity Bancshares, Inc.® Announces Management Changes

April 24, 2015

Prosperity Bancshares, Inc.® Reports First Quarter 2015 Earnings

April 17, 2015

Prosperity Bancshares, Inc.® named to KBW "Bank Honor Roll"

March 23, 2015

Prosperity Bancshares, Inc.® Invites You To Join Its First Quarter 2015 Earnings Conference Call On The Web

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March 5, 2015

PROSPERITY BANCSHARES, INC.® TO PRESENT AT RBC CAPITAL MARKETS' FINANCIAL INSTITUTIONS CONFERENCE

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February 6, 2015 

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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January 30, 2015

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend

January 23,2015

Prosperity Bancshares, Inc.® Reports Record Fourth Quarter 2014 Earnings

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Conference Call Number 877-883-0383, elite entry number 6646422

January 5, 2015

Prosperity Bancshares, Inc.® Invites You To Join Its Fourth Quarter 2014 Earnings Conference Call On The Web 

October 29, 2014 

Prosperity Bancshares, Inc.® Reports Record Third Quarter 2014 Earnings 

Conference Call Number 877-883-0383, elite entry number 1373203

September 26, 2014

Prosperity Bancshares, Inc.® invites you to join its Third Quarter 2014 Earnings conference call on the web

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July 28, 2014

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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July 25, 2014

Prosperity Bancshares, Inc.® reports 2nd Quarter 2014 Earnings

July 1, 2014

Prosperity Bancshares, Inc.® invites you to join its Second Quarter 2014 Earnings conference call on the web

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April 23, 2014

Prosperity Bancshares, Inc.® reports strong 1st Quarter 2014 earnings

April 4, 2014

Prosperity Bancshares, Inc.® invites you to join its First Quarter 2014 Earnings conference call on the web

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April 1, 2014

Prosperity Bancshares, Inc.® completes merger with F & M Bancoporation Inc.

March 4, 2014

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend

February 21, 2014

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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January 29, 2014

Prosperity Bancshares, Inc.® Announces Management Changes

January 24, 2014

Prosperity Bancshares, Inc.® reports record 4th quarter 2013 earnings

January 7, 2014

Prosperity Bancshares, Inc.® invites you to join its 4th Quarter Earnings conference call on the web 

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Conference Call Number 866-952-1906, reference code PBUS

November 1, 2013

Prosperity Bancshares, Inc.® Completes merger with FVNB Corp.

October 23, 2013

Prosperity Bancshares, Inc.® reports strong 3rd quarter 2013 earnings

September 27, 2013

Prosperity Bancshares, Inc.® invites you to join its 3rd Quarter Earnings conference call on the web

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Conference Call Number 866-952-1906, reference code PBUS

September 5, 2013

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend

August 29, 2013

Prosperity Bancshares, Inc.® to Merge with F&M Bancorporation Inc. in Tulsa, Oklahoma 

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August 29, 2013

Prosperity Bank Press Release Conference Call

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August 13, 2013

Texas Business Profiles: Prosperity Bank - The Big Bank with the Community Bank Inside

July 26, 2013

Prosperity Bancshares, Inc.® to Present at Keefe, Bruyette, & Woods Annual Community Bank Conference

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July 24, 2013

Prosperity Bancshares, Inc.® reports strong 2nd Quarter 2013 Earnings.

July 1, 2013

Prosperity Bancshares, Inc.® to Merge with FVNB Corp., Victoria, Texas 

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June 27, 2013

Prosperity Bancshares, Inc.® invites you to join its 2nd Quarter Earnings conference call on the web

Conference Call Number 866-952-7532, reference code PBUS

June 6, 2013

Prosperity Bancshares, Inc.® declares Quarterly cash dividend.

April 24, 2013

Prosperity Bancshares, Inc.® reports strong 1st Quarter 2013 Earnings.

April 24, 2013

Prosperity Bancshares, Inc.® invites you to join its 1st Quarter Earnings conference call on the web

Click here for the link to the webcast

Conference Call Number 866-952-1907, reference code PBTX

April 4, 2013

Prosperity Bancshares, Inc.® invites you to join its 1st Quarter Earnings conference call on the web

April 1, 2013

Prosperity Bancshares, Inc.® completes merger with Coppermark Bancshares, Inc.®

March 5, 2013

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend 

January 25, 2013

Prosperity Bancshares, Inc.® Reports Strong 2012 Earnings 

Click here for the link to the webcast.

Conference Call Number 866-952-1906, reference code PBTX

January 17, 2013

Prosperity Bancshares, Inc.® invites you to join its 4th Quarter Earnings conference call on the web

January 2, 2013

Prosperity Bancshares, Inc.® completes merger with East Texas Financial Services, Inc.

 

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2017 Header Advantage Overdraft

Advantage Overdraft

Limited automatic overdraft protection up to $600 (or $300 for Simply Free checking) applies to consumer checking accounts (excluding teen checking, bounce back checking, money market and savings accounts) without other overdraft protection products. Advantage Overdraft is a non-contractual privilege and may be revoked at any time at Prosperity Bank's discretion.

Your account will not be eligible for Advantage Overdraft until it has been open for 30 days. At that time, your account will be reviewed and if it is eligible for Advantage Overdraft, the plan will be activated on your account. The account will be assessed an overdraft charge per item of $35.00 if an insufficient item occurs within the first 30 days the account is opened and will generally cause the account to be ineligible for Advantage Overdraft.  If ineligible for Advantage Overdraft, your account may be reevaluated for eligibility after 90 days without an insufficient item.

An Overdraft Charge per item of $35.00 will be assessed for each overdrawn check paid or other withdrawal request resulting in an overdraft, and will be deducted from the $600 or $300 limit. This may result in multiple Overdraft Charges on the same day. A maximum of eight Overdraft Charges will be assessed per account per day. If your account is overdrawn by less than $5.00, a reduced Overdraft Charge of $5.00 will be assessed per overdrawn item. A $20.00 Consumer Negative Balance Fee will be assessed any statement period in which your account balance falls below $0.00.

When you withdraw funds from your account by check, in-person withdrawal, ATM withdrawal, or other electronic means for more than the amount in your checking account, you will overdraw your account. Advantage Overdraft offers limited protection so that your withdrawal will be paid. Under this plan, you will still pay an Overdraft Charge, which will be assessed for each withdrawal deducted from the Advantage Overdraft limit, but you will avoid the merchant's returned-check fee. Advantage Overdraft is intended for inadvertent overdrafts and should not be used as a replacement for credit. Prosperity Bank reserves the right not to pay an overdraft item if your account is not in good standing, if you are not making regular deposits, or if you have repeated overdrafts.

ATM card and Debit Card transactions will not be paid under Advantage Overdraft and will be declined at the time of transaction unless you provide us with express prior notice of your intent to have those types of transactions paid into the overdraft. If you authorize us to pay ATM and Debit Card transactions into the overdraft, your Advantage Overdraft limit amount will be accessible through ATM withdrawals or debit card purchases.

You may remove Advantage Overdraft from your account at any time. You may also revoke your authorization to pay ATM and Debit Card transactions into the overdraft at any time. Overdrafts should be paid promptly. Failure to resolve an overdraft may result in the removal of the overdraft limit from your account or closure of the account.

Prosperity Bank offers overdraft protection plans that may allow you to avoid having your account go into the overdraft. These plans are offered in place of Advantage Overdraft and include automatic transfers from another account or an overdraft line of credit. These plans may be less expensive than our Advantage Overdraft program.

An automatic Overdraft Transfer allows funds to be moved from another Prosperity account to cover an overdraft amount. The $35.00 Overdraft Charge per item would not apply; however, a $10.00 Overdraft Transfer fee may be assessed per transfer. In addition, if funds are transferred out of an interest-bearing account, interest would not be paid on the amount transferred to cover the overdraft. Customers should also be aware that federal regulations limit the number withdrawals from a savings or money market account. Any customer who is an owner of two deposit accounts (checking, savings, or money market accounts) may have an Overdraft Transfer.

A Readi-Cash Overdraft Line of Credit allows for funds to be advanced on a loan to cover an overdraft amount. The $35.00 Overdraft Charge per item would not apply; however, interest would be assessed on the outstanding balance of the loan at a fixed rate (ask us for the current rate). Advances on a Readi-Cash Overdraft Line occur in $100.00 increments. Monthly payments are required. As a Readi-Cash Overdraft Line of Credit is a loan, it is subject to credit approval.

What You Need to Know about Overdrafts and Overdraft Fees

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in three different ways:

  1. We have standard overdraft practices that come with your account, under which items will typically be returned unpaid.
  2. We offer our Advantage Overdraft program to qualifying customers. Advantage Overdraft is a non- contractual privilege that allows items to be paid into the overdraft up to a limit of $600 or $300.
  3. We also offer overdraft protection plans that allow you to avoid having your account go into the overdraft. These plans are offered in place of Advantage Overdraft and include automatic transfers from another Prosperity Bank account (such as a savings account) or an overdraft line of credit, each of which may be less expensive than our standard overdraft practices or the Advantage Overdraft program. To learn more, ask us about these plans.

This notice explains our standard overdraft practices as well as Advantage Overdraft.

What are Prosperity Bank's overdraft practices?

We may authorize and pay overdrafts for the following types of transactions under both our standard overdraft practices and Advantage Overdraft:

  • Checks and other transactions made using your checking account number
  • Automatic bill payments

We do not authorize and pay overdrafts for the following types of transactions under our standard overdraft practices or under our overdraft protection plans. Under Advantage Overdraft, we do not authorize and pay these types of transactions unless you ask us to (see below):

  • ATM transactions
  • Debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.  If we do not authorize and pay an overdraft for an ATM or debit card transaction, your transaction will be declined.

What fees will I be charged if Prosperity Bank pays my overdraft?

Under our standard overdraft practices:

  • We will charge you a fee of up to $35 each time we pay an overdraft.
  • There is no limit on the total fees. We can charge you $35 for each insufficient item.
  • A $20 Consumer Negative Balance Fee will be assessed any statement period in which your account balance falls below $0.00

Under Advantage Overdraft:

  • We will charge you a fee of up to $35 each time we pay an overdraft up to a maximum of eight fees per day.
  • If your account is overdrawn by less than $5, we will instead charge you a fee of $5 per overdraft item.
  • A $20 Consumer Negative Balance Fee will be assessed any statement period in which your account balance falls below $0.00.

What if I want Prosperity Bank to authorize and pay overdrafts on my ATM and debit card transactions?

If you also want us to authorize and pay overdrafts on ATM and debit card transactions, complete the form below. You may provide or revoke your consent at any time on our web site at prosperitybankusa.com or by contacting one of our banking centers in person or by mail. The address of the banking center that opened your account is listed on your account agreement.


By choosing “Opt In – ATM, debit card, checks, other transactions” below, I want Prosperity Bank to authorize and pay overdrafts on my ATM and debit card transactions along with check and other transactions under Advantage Overdraft.

By choosing “Opt In – checks, other transactions only” below, I want Prosperity Bank to pay checks and other transactions under Advantage Overdraft, but do not want to have Prosperity Bank authorize and pay overdrafts on my ATM and debit card Transactions.

By choosing “Opt Out” below, I do not want Prosperity Bank to pay checks and other transactions under Advantage Overdraft or authorize and pay overdrafts on my ATM and debit card transactions.​

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