Mortgage Loans

Welcome to Prosperity Bank
Let’s establish a mortgage that works for you.
Whether you’re purchasing a home or remodeling one, Prosperity Bank can help guide you through the home loan process.
Low closing costs and low-interest rates combined with expeditious service make our mortgages and home equity loans outstanding. Prosperity Bank offers mortgages and home equity loan products and terms designed to meet your specific needs including 15 and 30-year mortgages, VA, FHA, and more. We can also assist in the purchase or refinance of a property where you are planning to build.
Benefits of a Mortgage
- Purchase Home Without Cash
- Keep Cash Reserves
- Interest is Tax Deductible
- Credit Score Boost
- “Good” Debt
- Frees up your money for other goals
Home Buying Fundamentals
There are various things to consider when buying a home. There are different types of mortgages, rates, and payments. Prosperity Bank offers a variety of loan types to meet your financial needs. From purchase to refinance, 30-year Fixed Rate, Adjustable Rate Mortgages, FHA Loans, Home Equity Lines of Credit, Home Ownership Possibilities Program, Doctor Home Loan Program, and more.
No matter the type of mortgage you’re looking for, we have a variety of options to suit your needs. Use our loan calculator to help you determine the loan financing amount and payment options that are best for you.
If you are unsure about the type of loan you need, please contact one of our Home Mortgage experts by calling 1-800-657-9500 and a representative will be glad to assist you.
Ways to bank
More ways to home ownership with us
Residential Real Estate
A solid foundation with various loan types
Construction Loans
From the ground up with low, competitive interest rates
HOPP Program
Making home-buying possible for everyone
Home Equity Loans
Finance a dream, college or another goal
Lines of Credit
Use your loan the way you want
Aircraft and Boat
Travel at your leisure
Medical Building
Acquire, expand, or renovate a space