Unlock your dream home with Prosperity Bank!
Up to $7,500 in qualifying closing cost grants with the Prosperity Bank Homebuyer Grant Program. *
| LOAN TYPE | CONVENTIONAL | FHA | VA | USDA |
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Prosperity Bank Homebuyer Grant Program
At Prosperity, we understand that buying a home is one of life’s most significant milestones. Our mission is to simplify the mortgage process and help you find a loan that aligns perfectly with your financial situation. We believe that homeownership should be accessible to everyone.
To make your dream home a reality, we’ve created the Prosperity Bank Homebuyer Grant Program. This initiative focuses on supporting homebuyers in diverse communities designated as Majority-Minority Census Tract (MMCT) neighborhoods. * (MMCT means a census tract in which more that 50% of the residents are identified in the U.S. Census as a minority.) By providing financial assistance for closing costs and prepaid items, we aim to bridge the gap and make homeownership a possibility for more individuals in these limited areas.
Determine your property’s eligibility today and unlock your dream home with a Prosperity Homebuyer Grant of up to $7,500. *
Grant Program Features
- The program is specifically allocated to Properties classified as a Majority-Minority Census Tract.*
- The MMCT1 grant must be used alongside an FHA, VA, or USDA loan, in the bank’s assessment area.*
- The grant provides coverage for borrowers’ closing expenses and prepaid items.*
Grant Tiers
Grant Up To
Grant Up To
Grant Up To
*MMCT means a census tract in which more than 50% of the residents are identified in the U.S. Census as minority.
Take the first step and see if you qualify for the Prosperity Homebuyer Grant
Ready to take the next step? Visit ProsperityBankHomeLoans.com to conveniently apply online. Within minutes, you’ll be connected with one of our skilled mortgage experts. Our online application is secure and mobile-friendly, ensuring a seamless and convenient experience.
Let Prosperity Bank be your trusted partner on your homeownership journey. Get started today and experience a mortgage process that is tailored to your needs.
No matter the type of mortgage you’re looking for, we have a variety of options to suit your needs. Use our loan calculator to help you determine the loan financing amount and payment options that are best for you.
If you are unsure about the type of loan you need, please contact one of our Home Mortgage experts by calling 1-800-657-9500 and a representative will be glad to assist you.
Disclosures
1 MMCT means a census tract in which more that 50% of the residents are identified in the U.S. Census as a minority.
* Only available on FHA, VA, and USDA primary purchase loans. Qualified borrowers must meet eligibility requirements including, but not limited to, meeting certain qualifying income limitations and purchasing a home within eligible majority-minority census tracts (MMCT) within the bank’s designated assessment areas in Texas and Oklahoma. MMCT means a census tract in which more than 50% of the residents are identified in the U.S. Census as minority. Grant funds may not be used for the down payment or to meet required minimum investment. Grant may be considered miscellaneous income and reportable to the IRS. Consult with a personal tax advisor about potential impact to your income tax returns. Loan subject to credit approval. Program subject to change without notice. This ad is not a commitment to lend. Other restrictions apply. Prosperity Bank NMLS ID# 466414.
**FHA or Conventional Loans Programs
*** VA or USDA Loan Programs