Certificate of Deposit (CDs)
Local Investment Experts
A representative can help you find the right CD
A great range of terms
Choose from 30 days up to 5 years
Earn competitive rates
Contact your nearest bANKING CENTER for our latest CD rates
Account Features
Prosperity Bank offers a variety of secure Certificate of Deposit (CD) accounts to fit your individual and business needs. CDs are offered in terms of 30 days up to 5 years. Our CDs earn competitive interest rates and are FDIC insured. Contact your preferred banking center or Customer Service at 1-800-531-1401 for current rate information.
- CDs offer higher interest rates than traditional savings accounts
- Prosperity CDs are FDIC insured, so you can invest with confidence
- Fixed rates and terms mean you know precisely how much interest you’ll be earning
- You can use CDs to help diversify your portfolio
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Deposit checks in a ‘snap’ with your smartphone
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Frequently asked questions
WHAT ARE CERTIFICATES OF DEPOSIT?
When you purchase a certificate of deposit, you’re guaranteed a rate of return based upon the amount of the CD and the agreed-to term.
CAN I CASH OUT MY CERTIFICATE OF DEPOSIT BEFORE THE MATURITY DATE?
You can cash out a CD prior to the date, however, please note that it will be subject to a withdrawal penalty.
To find out more about Prosperity Bank IRAs, please contact the Prosperity Bank nearest you.
Subject to change without notice at Prosperity Bank’s discretion and/or as required or allowed by law.