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News and Events

 

July 24, 2015

Prosperity Bancshares, Inc.® Reports Second Quarter 2015 Earnings 

Click here for the webcast

Conference Call Number 877-883-0383, elite entry number 8652160

July 22, 2015

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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Click here for the Presentation

June 25, 2015

Prosperity Bancshares, Inc.® Releases Results of 2015 DODD-FRANK ACT Stress Test

June 9, 2015

Prosperity Bancshares, Inc.® Invites You To Join Its Second Quarter 2015 Earnings Conference Call On The Web

Click here to continue to the webcast

May 14, 2015

Prosperity Bancshares, Inc.® Announces Management Changes

April 24, 2015

Prosperity Bancshares, Inc.® Reports First Quarter 2015 Earnings

April 17, 2015

Prosperity Bancshares, Inc.® named to KBW "Bank Honor Roll"

March 23, 2015

Prosperity Bancshares, Inc.® Invites You To Join Its First Quarter 2015 Earnings Conference Call On The Web

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March 5, 2015

PROSPERITY BANCSHARES, INC.® TO PRESENT AT RBC CAPITAL MARKETS' FINANCIAL INSTITUTIONS CONFERENCE

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February 6, 2015 

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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January 30, 2015

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend

January 23,2015

Prosperity Bancshares, Inc.® Reports Record Fourth Quarter 2014 Earnings

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Click here to continue to the webcast

Conference Call Number 877-883-0383, elite entry number 6646422

January 5, 2015

Prosperity Bancshares, Inc.® Invites You To Join Its Fourth Quarter 2014 Earnings Conference Call On The Web 

October 29, 2014 

Prosperity Bancshares, Inc.® Reports Record Third Quarter 2014 Earnings 

Conference Call Number 877-883-0383, elite entry number 1373203

September 26, 2014

Prosperity Bancshares, Inc.® invites you to join its Third Quarter 2014 Earnings conference call on the web

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July 28, 2014

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

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Click here for Presentation Material

July 25, 2014

Prosperity Bancshares, Inc.® reports 2nd Quarter 2014 Earnings

July 1, 2014

Prosperity Bancshares, Inc.® invites you to join its Second Quarter 2014 Earnings conference call on the web

Click here to continue to the webcast 

April 23, 2014

Prosperity Bancshares, Inc.® reports strong 1st Quarter 2014 earnings

April 4, 2014

Prosperity Bancshares, Inc.® invites you to join its First Quarter 2014 Earnings conference call on the web

Click here to continue to the webcast 

April 1, 2014

Prosperity Bancshares, Inc.® completes merger with F & M Bancoporation Inc.

March 4, 2014

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend

February 21, 2014

PROSPERITY BANCSHARES, INC.® TO PRESENT AT KEEFE, BRUYETTE, & WOODS BANK CONFERENCE

Click here to continue to the webcast 

Click here for the Presentation Material

January 29, 2014

Prosperity Bancshares, Inc.® Announces Management Changes

January 24, 2014

Prosperity Bancshares, Inc.® reports record 4th quarter 2013 earnings

January 7, 2014

Prosperity Bancshares, Inc.® invites you to join its 4th Quarter Earnings conference call on the web 

Click here for to continue to webcast 

Conference Call Number 866-952-1906, reference code PBUS

November 1, 2013

Prosperity Bancshares, Inc.® Completes merger with FVNB Corp.

October 23, 2013

Prosperity Bancshares, Inc.® reports strong 3rd quarter 2013 earnings

September 27, 2013

Prosperity Bancshares, Inc.® invites you to join its 3rd Quarter Earnings conference call on the web

Click here for to continue to webcast 

Conference Call Number 866-952-1906, reference code PBUS

September 5, 2013

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend

August 29, 2013

Prosperity Bancshares, Inc.® to Merge with F&M Bancorporation Inc. in Tulsa, Oklahoma 

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August 29, 2013

Prosperity Bank Press Release Conference Call

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August 13, 2013

Texas Business Profiles: Prosperity Bank - The Big Bank with the Community Bank Inside

July 26, 2013

Prosperity Bancshares, Inc.® to Present at Keefe, Bruyette, & Woods Annual Community Bank Conference

Click here for the link to the webcast.

July 24, 2013

Prosperity Bancshares, Inc.® reports strong 2nd Quarter 2013 Earnings.

July 1, 2013

Prosperity Bancshares, Inc.® to Merge with FVNB Corp., Victoria, Texas 

Click here for Investor Presentation

June 27, 2013

Prosperity Bancshares, Inc.® invites you to join its 2nd Quarter Earnings conference call on the web

Conference Call Number 866-952-7532, reference code PBUS

June 6, 2013

Prosperity Bancshares, Inc.® declares Quarterly cash dividend.

April 24, 2013

Prosperity Bancshares, Inc.® reports strong 1st Quarter 2013 Earnings.

April 24, 2013

Prosperity Bancshares, Inc.® invites you to join its 1st Quarter Earnings conference call on the web

Click here for the link to the webcast

Conference Call Number 866-952-1907, reference code PBTX

April 4, 2013

Prosperity Bancshares, Inc.® invites you to join its 1st Quarter Earnings conference call on the web

April 1, 2013

Prosperity Bancshares, Inc.® completes merger with Coppermark Bancshares, Inc.®

March 5, 2013

Prosperity Bancshares, Inc.® Declares Quarterly Cash Dividend 

January 25, 2013

Prosperity Bancshares, Inc.® Reports Strong 2012 Earnings 

Click here for the link to the webcast.

Conference Call Number 866-952-1906, reference code PBTX

January 17, 2013

Prosperity Bancshares, Inc.® invites you to join its 4th Quarter Earnings conference call on the web

January 2, 2013

Prosperity Bancshares, Inc.® completes merger with East Texas Financial Services, Inc.

 

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SBA Loans

Prosperity Bank is a SBA Preferred Lender 

We offer loan products through the Small Business Act 7(a) and 504 Loan Programs to businesses who meet the following SBA eligibility requirements:

  1. Operates for profit,
  2. Falls within the size standards set by the SBA,
  3. Does business within the United States or its possessions, and
  4. Has reasonable equity to invest and has utilized available business and personal resources.

Ineligible businesses include:

  • Real Estate held for Investment Purposes (i.e. rental properties, mini warehouses)
  • Academic Schools
  • Lending Activities (leasing companies, factors, finance companies)
  • Pyramid Sales Plans
  • Gambling Activities (casinos, race tracks, etc.)
  • Charitable, Religious or Other Non-Profit Organizations

SBA 7(a) Guarantee Loan Program

The 7(a) program enables Prosperity Bank to provide financing to:

  • Purchase owner-occupied commercial real estate including new construction, an existing building, or modernizing a current facility.
  • Start-up a new business, expand existing operations, acquire an existing business, or refinance outstanding debt. 
  • Purchase machinery, equipment, and inventory.
  • Acquire capital assets such as architects, engineering, impact fees, and installation.

The SBA requires all assets available to the business and its principals be pledged in order for the loan to be “fully secured”.  Personal guarantees of all owners with 20 percent or more interest are required, and full or limited guarantees of those owning less than 20 percent may be required.

SBA 504 Loan Program

The 504 Program provides growing small businesses with long-term, fixed-rate financing for fixed asset projects, such as purchasing land and improvements, including new construction, modernizing existing facilities, or purchasing long term machinery and equipment.  Proceeds may not be used for inventory, refinancing debt, or working capital.

An SBA 504 project includes three parts:

  1. A loan secured with a senior lien from the lending Bank covering up to 50 percent of the project cost,
  2. A loan secured with a junior lien from the Certified Development Company (CDC) covering up to 40 percent of the cost, and
  3. A contribution of at least 10 percent equity from the small business being helped. 

Contact Us

For additional information please contact our Prosperity Bank SBA loan specialists:

 

Beverly Layne
Senior Vice President
SBA Lending Department
979-821-1268
Email Beverly
Tommie Haverland
Vice President
SBA Lending Department
979-821-1267
Email Tommie
Montserratt Calvo
SBA Lending Assistant
SBA Lending Department
979-821-1269
Email Montserrat
Mary Marek
SBA Lending Assistant
SBA Lending Department
979-821-1266
Email Mary

 
Visit SBA’s website for more detailed information



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