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HOPP - Affordable Home Loans for All Families

Apply for your home loan today.

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Customized Solutionslow and affordable payments

The Prosperity Bank Differenceworking with you every step of the way

Limitless Possibilitiesown the home of your family's dreams

What is the HOPP Loan Program?

You can afford your perfect home with Prosperity Bank's Home Ownership Possibilities Program (HOPP). Designed to meet the needs of those with low to moderate incomes, our customized program has features that will help get you into a home that's right for you. Talk to one of our friendly mortgage experts by calling 1-800-657-9500 to see if you qualify. Our representatives will help walk you through every step of the home buying process.

HOPP Loan Program Features

    • 100% Financing*
    • Maximum loan amount of $350,000**, must meet eligibility requirements
    • No Private Mortgage Insurance (PMI) Requirements
    • Refinance allowed for Primary Residence


*Loans subject to income and/or other eligibility requirements which may vary depending on property location. Available in Bank’s designated assessment areas in Texas and Oklahoma. *100% financing based on lesser of purchase price or appraised value. **Maximum loan amount of $350,000. Subject to credit approval. Escrow required. Other restrictions apply. Subject to change. This ad is not a commitment to lend. Prosperity Bank NMLS ID# 466414

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