Personal Online Banking

Prosperity Online Banking enables you to manage your everyday banking needs at your fingertips. Whether from your desktop or mobile device, your Prosperity Bank accounts are safe and secure.

Enroll in Online Banking today!

On Monday, June 8, your online banking account will automatically transition to Prosperity Online Banking.

You will continue to enjoy all the basics you’ve come to expect when managing your accounts online. To make the transition, LegacyTexas Bank’s Online Banking will be disabled beginning at 5 p.m. on Friday, June 5.

When you log in to Prosperity Online Banking for the first time, you will use your current LegacyTexas user name and password. You will have the option to create a new user ID and password once you have logged in.

What will transition over to the new system?

• All scheduled recurring transfers between LegacyTexas accounts will remain active.
• Bill Pay payees and 12 months of scheduled payment history will transfer.
• If you are currently enrolled in Online Statements, you will have access to up to 24 months of statement history. Note: Your full history will not populate until the end of June.

What will NOT transition over to the new system?

Unfortunately, we are not able to accommodate the transition of all your online banking features, including:

• Account history for checking and savings accounts will NOT transfer to Prosperity Online Banking. To retain a copy of your current history, either use the Print feature in Account History to print individual pages or the Export feature to export into your preferred format. Note: these features will be disabled at 5 p.m. on Friday, June 5. As an alternative, you can take screenshots of each page through Sunday, June 7.
• eBills will NOT transfer, so you will need to re-enroll once you have logged in to Online Banking.
• Text and email alerts will NOT transfer and need to be recreated once you have logged in to Online Banking.
• Direct Connect enrollment with Quicken,^® and QuickBooks^® will be unavailable beginning at 3 p.m. on Friday, June 5 and will need to be re-established on Monday, June 8 by updating the financial institution to reflect PROSPERITY BANK-NEW.
• Money Management accounts, categories and history will NOT transfer. Prosperity offers Spending, a similar budgeting tool, and your information will need to be re-entered.
• Zelle^®will NOT transfer, so you will need to re-enroll in Zelle^® through Prosperity’s Bill Pay service. Once you are signed up, you will need to re-enter all current payees.
• Transfers to External Accounts will need to be re-established through Prosperity Online Banking.

Internal Transfers

Online transfers scheduled between LegacyTexas accounts by 8 p.m. CST Monday-Friday (excluding holidays) will post immediately provided there are no account holds and the funds are available for transfer. Transfers scheduled after 8 p.m. CST will immediately appear in the account history but will not be processed until the following business day. For loan payoff payment transfers please call (972) 578-5000 as they cannot be processed online.

Once a transfer is submitted, a transaction results page with a reference number will be displayed. We suggest printing this page for your records. If the transfer amount exceeds the available account balance, an error message will appear.

You may also create and schedule both one-time and recurring transfers between your LegacyTexas accounts.

Scheduled Internal Transfers

External Transfers

External transfers allow you to transfer money from your account with LegacyTexas to your account with another bank.

Account Management

Transfer Management

Settings & PIN Management

Zelle^®

Zelle^® allows you to send funds from your Prosperity Bank account to an individual or an account in someone else’s name.

Recipient Management

Transfer Management

Preferences

Prosperity Online Banking offers the fastest and most comprehensive opportunity to empower our customers to perform their banking needs whenever, wherever, and however they want to. A sampling of Prosperity Online Banking’s on-line, real-time features and functions include:

• Account Information Inquiry
• Statement Retrieval
• Online Funds Transfers
• Online Loan Payments
• Current Transaction Listing
• Online Bill Payment
• Image Viewing
• Transaction Downloads
• Contact Us via Secure Messaging

Our customers can pay any person or business in the USA through Prosperity Online Banking Bill Pay features. Customers can build a unique Personal Payee List on-line and schedule payments to be made one time, in the future, or on a recurring schedule. Totally comprehensive, yet customizable by each and every user, Prosperity’s Bill Pay provides the convenience, accessibility, and reliability demanded by today’s banking customer.

• On Time Payment Guarantee
• Search Master Payee Results
• Create New Payees
• Enroll in eBills for Qualified Payees
• Set Up Recurring Payments
• Utilize Popmoney
• Detailed Payee Report
• Setup New Payment
• Payment History
• Selected Payee Report
• Bill Payment User’s Guide

Prosperity Online Banking security goes far beyond that of most home banking solutions. Prosperity Banking features multiple levels and types of security throughout the product design, as well as during the customer’s banking session. Online Banking employs Secure Socket Layer (SSL) protocol to ensure all data is encrypted, industry-leading fire walls, custom designed architecture, unique identifiers and passwords, and continual suspect monitoring and reporting. Consistent invalid ID attempts result in user “lock out” and suspect report generation. Customers will also be “logged off” after a period of inactivity. Designed and tested with and by industry experts, Online Banking security technologies will protect our customer.

Once logged in to the Prosperity Online Banking session, our customer has access to an entire online help support. By clicking the “Help” tab, customers can reference indexed help, online glossary, and search capabilities. In addition, e-mail support, manned solely by Online Banking dedicated associates, is available during regular business hours.

• Home Banking Log In
• Changing Your Passcode
• Help
• Account Listing
• View Account Information
• View Current Transactions
• Enroll in eDelivery of Notices and Statements
• View Check Images
• Select Range of Transactions
• Transfer Funds
• Schedule Transfers (Automatic Funds Transfer)
• View Scheduled Transfer List
• Update Contact Information
• Enter Stop Payment
• Account Management
• Change Access ID
• Set Account Nickname(s)
• Display Options
• Download Transactions
• Personal Finance Access – Quicken, Quickbooks, Microsoft Money
• Download History in QIF and OFX formats
• View up to 24 Months of Transaction History