Choose Your Visa® Credit Card
Apply for a credit card at your convenience online.
Carry Convenience with a Prosperity Bank Visa® Credit Card
Easily consolidate your debt into one simple payment with our Balance Transfer Provision, all with a low-interest rate and fixed Annual Percentage Rate that’s not an introductory rate.
Plus, it’s easy to apply: Complete a simple online application, take a selfie, and you can generally receive a decision within 1 minute of application submission, with contact taking place within 24 hours.
Disclosures:
Residents of TX and OK can take advantage of this offer, and a valid ID and email address are required. A cash advance fee may apply. Read our cardholder agreement to learn more.
Choose a card that is perfect for you
Visa® Classic
Perfect for everyday or special purchases
An excellent choice for first-time credit card users or for those transferring a balance.
Visa® Gold
EXTRA BUYING POWER FOR THOSE WHO DESIRE A LITTLE MORE
Plus, you’ll enjoy benefits such as travel and emergency assistance.
Payment Options
Using one of our convenient options, you may choose to pay your Prosperity Bank Visa® Credit Card in full or the minimum payment each month.
Pay by phone at:
Mail your payment by check to:
DEPT. #350 | P.O. BOX 21228 | TULSA, OK, 74121-1228
or you can pay your bill online
Features & Benefits
Built-In Benefits
- Get a Cash Advance at your local Prosperity Banking Center or ATM1
Low Annual Percentage Rate
- Fixed APR, not an introductory rate.
Grace Period
- A 25-day interest-free grace period on purchases2
- No finance charges will be assessed on new purchases if the full balance is paid by the payment due date shown on your monthly statement.
Revolving Balance
- If you carry over a balance each month, the APR will be in effect. Your statement will reflect the minimum payment that is due.
Balance Transfer Provision
- Consolidate your debt into one simple payment.
- Eliminate additional monthly fees.
- Eliminate high-interest rates you may be paying on your other cards.
- Reduce the amount of time it takes to pay off debt.
uChoose Rewards Program
With the uChoose Rewards program, you can earn valuable points just by using your Prosperity Bank Visa® Card. You can then redeem points online for a great range of merchandise and gift cards.
$1=1 point
Earn 1 point for every retail dollar spent
+ More
Redeem points for virtually unlimited options
There is no limit to the number of points you can earn
Visit uChoose Rewards by logging into your credit card account or call our Customer Service Center at (800) 531-1401 for more information.
Frequently asked questions
WHAT ARE THE ADVANTAGES OF CARRYING A CREDIT CARD?
Credit cards are a convenient way to pay for virtually everything you need, from groceries, and clothing to hotel stays and online purchases. A credit card is also a good way to establish or re-establish a strong credit history, which is essential when applying for a car loan, home financing, insurance coverage, and the like.
HOW IS MY CREDIT LIMIT DETERMINED?
A number of considerations determine the credit limit, including how long you’ve been employed, credit score, and amount of debt.
WHAT ARE SOME OF THE BENEFITS OF THE PROSPERITY VISA® CREDIT CARDS?
Whether you’re traveling, shopping, or dining, a Prosperity Visa® Card will have you covered. Both the Prosperity Visa® Classic and Visa® Gold credit cards offer you these features:
- Visa®cards are accepted at merchants around the world
- Access cash from 1.9 million ATMs
- Automatic enrollment in uChoose Rewards
- Advanced security features provide you with optimal peace of mind
- General inquiries and assistance is readily available 24/7
- Zero liability fraud protection