Personal Savings
Earn interest and keep your money accessible with this classic account.*
$200
to open
$200
Minimum Balance Requirement
FREE
ONLINE BANKING & MOBILE BANKING**
Account Features
- Avoid the $3 monthly maintenance fee by maintaining a minimum balance of $200
- Free Online Banking
- Free Mobile Banking**
- No fees for withdrawals at Prosperity ATMs
- * Up to 3 debit transactions per month free (an item fee of $2 for each debit transaction in excess of 3 per month applies). ATM withdrawals are included in the item fee charges in excess of 3 per month.
More ways to bank with us
Debit Card
Overdraft Protection
Avoid surprise checking account fees
Online Banking
Bank whenever, wherever, and however, you want
FastLine Telephone Banking
Find the number of your nearest banking center
Mobile Deposits
Deposit checks in a ‘snap’ with your smartphone
Online Check Order
Shop and order from a range of checks
eStatements
Receive statements, notices and more online
Apple Pay
Make secure one-touch payments
Get started and talk to us
Frequently asked questions
WHO CAN APPLY FOR A CHECKING ACCOUNT?
Residents of Texas or Oklahoma, age 18 and above are eligible to apply for a checking account. Individuals ages 13 – 17 are eligible to open a Teen Checking Account with a parent/guardian as a joint on the account.
WHAT WILL I NEED TO APPLY FOR THIS CHECKING ACCOUNT?
Two forms of valid ID are required: Driver’s License or State Issued ID or Passport. The second form of identification includes: Social Security Card, Birth Certificate, Voter Registration card, a credit or bank card, company ID, passport or Visa. Please contact your local banking center for additional details on forms of identification.
HOW LONG WILL IT TAKE TO OPEN THIS ACCOUNT?
It will take approximately 15-30 minutes to open your account.
HOW DO I OPEN AN ACCOUNT?
Accounts can be opened from the website by clicking here, or in person at one of our banking centers.
IMPORTANT NOTICE:
Other agreements that you have with the Bank, may further limit the number of these transactions.
*Rates and terms are subject to change without notice at Prosperity Bank’s discretion and/or as required or allowed by law.
**Wireless provider fees may apply.